The Infinite Banking Concept is just that—a concept. It's an idea, from the mind of R. Nelson Nash, that employs high cash value whole life insurance for banking purposes. While it is technically a complex mix of elements that requires a licensed and trained agent to produce, it's not difficult to understand the concept. Especially when The Banking Bros break it down in plain english. Watch our five minute "3-Cup Setup" video below and see if you understand where we're going.